Are you seeing the money evaporate before your eyes?
Keep a detailed log of each thing you buy.
Keep a detailed log of your remaining balance in each bank account each day.
You’ll see your spending habits change overnight.
The proper financial order should go:
1. all monthly income.
2. minus total monthly expenses.
3. = what is leftover to spend.
4. Put leftover amount towards first financial priority.
5. Carefully record the results.
6. Repeat until you have...
We tend to think that wallets are all about accessibility.
We keep a lot of information in there.
But, because the items are so small and easy to lose, I think it would be better to think of wallets in terms of liability.
Why do you need two...
One of the principles we brushed on before was always trying to secure the path you are on that brings in your income.
In my job, I ask myself, “What is it that I cannot mess up on. What specifically would lead me to being fired?”...
Make a list of every single problem you are having.
Make another list of every single need that you have.
Now, for each one of those items ask yourself, “What would the solution look like if it permanently solved that problem/need?”
Life...
I’m a big fan of envisioning and affirmations.
I read affirmations about organizing each day.
So, I’d like to try and create a financial picture for myself here on this blog.
I imagine all my costs are down. All of my major costs have been...
I’ve made up a new philosophy of management: sphere management.
We’re all engaged in multiple things at about the same time. Different thoughts and tasks run through our minds the entire day.
The thing is, we’ll never not have...
Controlling your finances is like being a captain of a ship.
Sometimes you find yourself far away at sea, and far off you can see a storm approaching.
You know it’s going to get rough, in fact you might not make it.
If you knew that you’re...
I’ve always been interested in bonds. Essentially, they are loans. You give someone money, and they pay you back with interest. There are bonds for corporations, state governments, cities, the federal government, and many other institutions.
In...
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